Can I finance my house down payment with a personal loan?

In the UAE, Central Bank regulations stipulate that you cannot finance your house down payment with a personal loan. This means that when purchasing a property, the initial amount you need to pay upfront (usually a percentage of the property's price) must come from your own savings or funds, rather than borrowed money.

However, you are permitted to take out a personal loan to cover other associated costs related to the property purchase, such as registration fees, valuation fees, or legal fees.