Secure Mortgages in Dubai for Non-Residents
Get up to 60% funding of the property value. With non resident mortgages in Dubai and the UAE based on your income in your home country. Property investments in Dubai average a yearly ROI of around 8%.
Quick home loan pre-approval for Dubai non-residents
Lowest interest rates in the market
Residence visa and bank account opening
Build your property portfolio
Dubai Non-resident Mortgage Eligibility
Salaried non-residents need to adhere to the following requirements:
- Salary Certificate
- Passport copy
- Residence Utility bills
- Minimum AED 30K per month average bank balance for the past 3 months
Self-employed non-residents need to possess the following:
- Personal Bank Statements for 6 years
- Company Trade License & Share Certificate
- Passport & ID Copy
- Minimum AED 30K per month average bank balance for the past 3 months.
Why Choose My Mortgage
01
Tailor-made solutions for both handover and new mortgages.
02
Dedicated team of specialists at every step of your Dubai non resident mortgage journey
03
Access to the best financial institutions in the UAE with the best interest rates.
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Our top priority is to offer you a hassle-free UAE non resident mortgage experience.
FAQs
Non-resident mortgages in Dubai and the UAE require a minimum down payment of at least 40% of the purchase price when availing a mortgage of 60% LTV.
Yes, you can obtain a UAE golden visa with a mortgage. The golden visa is available to property investors who meet certain criteria, including owning property worth at least AED 2 million, which can be financed through a mortgage.
Pre-approval for Dubai non-resident mortgages usually takes around 2 weeks. However, the process could be faster if the application includes all the required documents upfront.
Non-resident mortgage registration fees with My Mortgage include 0.25% of the loan amount and an admin fee amounting to AED 10.
The maximum LTV (loan-to-value) a non-resident can borrow with a mortgage is set at 60% of the property value.
