Unlock 70% loan against your property

With My Mortgage Equity Release, you can easily access funds from your property and spend them on any project

Quick home loan pre-approval for Dubai non-residents

Lowest interest rates in the market

Residence visa and bank account opening

Build your property portfolio with home equity loans

Unlock 70% loan against your property

Equity Release Eligibility

  1. Age Requirement: Applicants must be at least 21 years old.
  2. Credit Score: A higher credit score improves your chances of approval.
  3. Income Source: Minimum monthly salary of AED 12,500 is required.
  4. Legal Ownership: If co-owned, all owners must agree to the loan terms.

You must also provide specific documents including:

  • Title deed
  • Building plan
  • Registration documents
  • Approval documents from relevant authorities
  • For expats: a copy of your passport and a valid residence visa

Additional documents for employed individuals may include salary certificates and bank statements, while self-employed individuals may need trade licenses and financial audits.

Why Choose My Mortgage

01

Tailored equity release solutions to fit individual needs.

02

Flexible payment options with no hidden costs for your loan against property in Dubai and other emirates

03

Support for diverse properties including residential, buy-to-let, and commercial properties.

04

Expert advice and support throughout the equity release process.

FAQs

You can use our UAE mortgage calculator to calculate your EMI instantly and accurately for your loan against property in Dubai and other emirates.

To reduce the interest rate on your loan against property, start by improving your credit score through timely payments and reducing existing debts. Consider leveraging the competitive interest rates offered by My Mortgage, which are tailored to your financial profile.
To close a loan against your property, contact your lender to request a closure statement detailing the outstanding amount. Ensure all payments, including any prepayment penalties, are settled. Submit the necessary documentation, including proof of payment and identification. Once cleared, the lender will issue a No Objection Certificate (NOC), which you should keep for your records and to release the mortgage on your property title.
My Mortgage - Home Loan in Dubai

Ready To get started ?

Great! So are we!