Buying a home or securing a mortgage in Dubai is a major milestone, but it often comes with complex paperwork that can overwhelm even experienced buyers. From Title Deed and No Objection Certificate (NOC) to Form F, each document plays a key role in ensuring property transactions are transparent, legal, and binding.

One of the most important documents you’ll encounter is Dubai Land Department’s Form F, an official agreement between buyer and seller that outlines the terms of the property sale and protects the interests of both parties. Without Form F, a real estate transaction cannot proceed to completion.

In this blog, we’ll explain everything you need to know about Form F in Dubai, including its purpose, contents, legal standing, and how to access it, so you can approach your property journey fully informed and confident.

What is Form F in Dubai Real Estate?

In Dubai, any property sale between a buyer and seller must be formalized through an official document called Form F, also known as the Memorandum of Understanding (MOU).

This document is regulated by the Dubai Land Department (DLD) and serves as the legal agreement that confirms the terms of the transaction.

The purpose of Form F from the Dubai Land Department is to ensure that both parties—buyer and seller—are legally committed to the deal before proceeding to the ownership transfer stage.

The form outlines everything from the sale price to payment terms, responsibilities, and conditions. Once both parties sign Form F, it becomes a legally binding contract.

Without Form F in Dubai, no property transaction in Dubai can proceed. It is required whether the buyer is paying in cash or financing the purchase through a mortgage. The signed Form F must be submitted to the DLD to initiate the title transfer and complete the sale.

It is important to note that Form F is not optional. It is mandatory under Dubai real estate law, and no property sale is recognized without it. The document also serves as the legal foundation in case any disputes arise between the buyer and seller before the transfer of ownership.

How to Access and Download Form F From Dubai Land Department 

Many buyers search online for Form F Dubai Land Department PDF download hoping to review the form in advance. While sample versions of Form F may be available for educational purposes, the official and legally binding Form F can only be generated through authorized channels regulated by the Dubai Land Department.

Here’s how to access or complete Form F legally:

1. Through RERA-Certified Brokers

Only real estate agents licensed by the Real Estate Regulatory Agency (RERA) can create and manage official Form F documents using the DLD’s digital system.

2. Dubai REST App

The Dubai REST App, managed by the Dubai Land Department, allows brokers to generate and electronically sign Form F with clients.

3. DLD Website or Trustee Centers

The Dubai Land Department’s official website and physical Trustee Service Centers also offer controlled environments where Form F can be reviewed, completed, and submitted. These centers also collect the trustee fee in Dubai—a mandatory cost during the property transfer process that many buyers overlook.

It is essential to understand that downloading and filling Form F independently does not make it legally valid. For any property sale in Dubai, the form must be processed through an officially approved platform to be recognized by the authorities. Buyers and sellers should avoid using unauthorized or outdated versions found online.

If you are working with a real estate broker, they will handle the preparation of Form F and guide you through every clause before signing.

Key Details Included in DLD Form F

The DLD Form F is a comprehensive document designed to capture every critical element of a property transaction.

Here is a breakdown of the exact details included:

1. Buyer and Seller Information

This section records the full legal names, identification details, and contact information of both the buyer and seller. The accuracy of this information is crucial because it forms the legal identity of both parties involved in the transaction.

Mistakes here can cause significant delays or invalidate the sale. These details ensure that the correct individuals are held accountable for the contract.

2. Property Information

The property details section specifies the exact asset being sold, including the full address, plot or title deed number, property type, and size. This ensures there is no confusion over which property is being transferred.

Precise identification protects both parties and is essential for registration with the Dubai Land Department. It also ensures that the sale price reflects the correct asset.

3. Agreed Sale Price

The sale price stated in Dubai’s Form F is the final, mutually agreed amount that the buyer will pay for the property. This figure is legally binding once both parties sign the document.

This ensures transparency in financial dealings and allows the Dubai Land Department to process the transaction accurately. Any change to this amount requires an officially amended agreement.

4. Payment Terms and Schedule

This section outlines how the sale price will be paid, including deposit amounts, balance payments, and whether any mortgage products are involved. It details specific payment dates and methods such as cheques, bank transfers, or financing.

Clear payment schedules protect both buyer and seller by setting firm financial expectations and reducing the risk of missed deadlines or disputes.

5. Commission and Agency Fees

Here, the document records the name of the real estate brokerage, the commission percentage or amount, and who is responsible for paying it t—typically the buyer. By including this in DLD Form F, both parties agree upfront on agency costs, avoiding future disagreements. It ensures that agents are compensated fairly and that costs are transparent.

6. Obligations and Conditions

This section sets out what each party must do to complete the sale. For sellers, this may include handing over vacant possession or completing agreed repairs. Buyers are usually obligated to make timely payments or secure mortgage approvals. These conditions keep both sides accountable and ensure that the transfer proceeds smoothly without surprises.

7. Penalties and Liabilities

Form F specifies the legal consequences if either party fails to meet their obligations. This may include the forfeiture of the deposit, financial penalties, or even legal action. This section protects both sides by defining what happens in case of default, providing security and a clear path for dispute resolution.

8. No Objection Certificate (NOC) Clause

The seller is required to obtain a No Objection Certificate (NOC) from the property’s developer. The NOC confirms there are no outstanding service charges or disputes related to the property.

Without this certificate, the Dubai Land Department will not process the title transfer. This step ensures that the property is free of encumbrances.

9. Signatures and Witness Information

The final part of Form F captures the signatures of the buyer, seller, and real estate agent, along with the date of signing. In some cases, witness signatures may also be required.

These signatures give the document legal force, officially binding both parties to the agreed terms and allowing the sale to move forward.

Every single detail in Form F Dubai holds legal significance. Errors, omissions, or misunderstandings can lead to serious financial consequences or disputes. This is why both parties must read and review the document carefully before signing.

Streamline Your Home Buying Documentation

Dubai Land Department’s Form F is the essential legal agreement that formalizes every property sale in Dubai. It safeguards both buyer and seller by clearly setting out the terms, payment structure, and obligations, ensuring full transparency and legal protection. Understanding this document is crucial before signing any real estate agreement. 

At My Mortgage, we do more than just help you secure the right mortgage—we guide you through every legal and procedural step of buying property in Dubai. From document checks to connecting you with trusted professionals, we simplify the process and keep your property journey on track.

Frequently Asked Questions